How is my Credit Score Calculated?

From the moment you apply for that first credit card or loan and your credit history commences, financial institutes and lenders will eagerly track your credit score. This score impacts almost every facet of Canadian’s lives - it determines your ability to rent an apartment, buy your own home or vehicle, and qualify for loans at reasonable interest rates. In certain circumstances it can even determine future employment opportunities!

Despite the massive ramifications of this three digit number, many Canadians are completely unaware of their credit score.

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